Commercial Package

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Referred to as a Package because the policy bundles together a variety of different types of coverages into a single package.

What's Covered
Property - can include buildings (real property), contents, computers, leased equipment, fine arts and valuable papers & records.
Commercial General Liability provides defense and covers claims involving bodily injury and property damage but excludes claims relating to professional services.
Business Income & Extra Expense a form of property insurance covers loss of income and resulting extra expenses following an insured peril (e.g., a fire).

Who's Covered
Association and directors, officers, volunteers and employees but only with respect to work performed on association behalf at association direction.

Value to Association
Generally recognized as the foundation policy in most association portfolios.

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